To say a lot has changed since I spoke to you in February at Markets Summit 2020 is an incredible understatement. It’s hard to believe that back in February when we were discussing VUCA - volatility, uncertainty, complexity and ambiguity - a prescient theme, I must say, Covid-19 appeared to be largely contained to China. We now know that nearly 55 million people have been infected by the virus that has killed over 1.3 million people. The enormous human tragedy has also spun off economic tragedy. The good news is there is a bright light on the horizon in terms of a vaccine and, as Joe Biden won the...